Now that we’re all up to speed on our second person intimate pronouns, we can fully appreciate this:

Thou swell, thou witty, thou sweet, thou grand
Wouldst kiss me pretty? Wouldst hold my hand?
Both thine eyes are cute too, what they do to me
Hear me holler, I choose a sweet lollapaloosa in thee

I’d feel so rich in a hut for two
Two rooms and kitchen I’m sure would do
Give me not a lot of, just a plot of land
And thou swell, thou witty, thou grand

† Our Father, who art in heaven, hallowed be thy Name. Thy kingdom come. THY WILL BE DONE, on earth as it is in heaven. Give us this day our daily bread. And FORGIVE US OUR TRESPASSES, as we forgive those who trespass against us. And lead us not into temptation, but DELIVER US FROM EVIL.

For Thine is the kingdom and the power and the glory, forever and ever. Amen †

Who is this dashing figure manfully wielding his ASSAULT WEAPON whilst trampling and slaying a bunch of quivering, cowering musloids on a field of battle?

MANFULLY … WITH ASSAULT WEAPONS!

1. On deflation: deflation is indeed a good thing when it is the result of increases in market efficiency due to competition or technology. Two examples would be the massive deflation in Lasik eye surgery over the last 15 years, and the perpetual deflation in the computing and electronics markets. In my cattle marketing school, I make this point by telling the class that for Christmas 1984 I received a Commodore 64 computer. It cost $380 at K-Mart, as I recall. Right this second, TigerDirect is advertising on their homepage an Acer 15.6″ laptop with a Quad-core, 4 gig, Windows 8 laptop for $399. Just stop and think about that, first in terms of the amount the dollar has inflated from 1984 to today, and then in terms of the difference in computing power and memory between the two machines. The “64” in Commodore 64 is 64 KILOBYTES. That was the entire amount of RAM. I don’t think you can send an email today that is less than 64k.

This sort of deflation is DISCRETE and is limited to specific market segments, and is indeed a good thing. What I am talking about is aggregate, MACRO deflation of an entire currency caused by money supply strangulation – a stagnant number of dollars being chased by a multiplying populace. That is a completely different concept. Don’t confuse the two.

2. I caught an interesting factoid while reading a story about Algore selling his Marxist agitprop cable station to Al Jazeera last week. When it was first reported that Gore was selling CurrentTV, it was reported that CurrentTV received cable and satellite licensing revenues of $0.12 per month per subscriber – that is the pinch of incense you people who had CurrentTV included in your cable/sat package were paying to Algore. It mattered not that you never, ever turned CurrentTV on, or even knew that it was included in your package. Your $0.12 per month multiplied together put $80 million per year in cashflows into Algore’s hands in order to spread his evil, satanic filth.

The interesting factoid released last week was that cable/sat licensing revenues comprised 80% of CurrentTV’s revenue, with the other 20% coming from on-air advertising. I did not realize that these channels were THAT budgetarily dependent on the cable/sat fees. I would have thought that advertising revenue was in excess of 50% of their total revenue. I was very, very wrong in that assumption.

The point is, you people are paying for this crap, and they are TOTALLY dependent on your monthly pinches of incense. You and your tacit consent via your continued patronage of the cable/sat market are absolutely, positively, without question the entire driving force behind all of it. If they lose the cable/sat licensing revenues, it’s lights out, right now. The ad revenue is not even close to sufficient to keep them afloat. That’s just the walking around money to them.

How ironic that they are making the lion’s share of their money off of people who never, ever watch their channel, but are too apathetic to withdraw their consent and their dollars.

YOU made this psychopathic monster a nine-figure millionaire. If that doesn’t convince you of the need to TURN THE SHIT OFF, then I just don’t know what to say.

3. I’ve received a few emails stating that reading Bibles that use pronouns like thee, thy, thou, thine, and ye is “hard” and “distracting”.

Learn to love the thees, thys and thous. They are there for a reason.

If you have studied almost any modern language besides English, you have probably encountered the “familiar you”. In Spanish the “formal you” to be used with business contacts, superiors, teachers and elders is “Usted”. The “familiar you” to be used with family, friends and other intimate acquaintances is “Tu”. In French the two “yous” are “Vous” and “Tu”. In German it is “Sie” and “Du”. In Italian it is “Lei” and “Tu”.

And so, when talking to your friend, or your child, or your sibling, or your beloved you would use the intimate form of the pronouns – always. To do otherwise would be an act of putting a distance or a formal coldness between the two of you.

Well, guess what? English actually DOES have a set of these intimate second person (you) pronouns, just like every other language. We just got lazy and stopped using them.

I love thee.

I cannot live without thy love.

Thou art everything to me.

Thine are the sweetest kisses.

Oh my children, I love all of ye.

Now, look at that “difficult”, “hard to read” scripture and understand what you will be doing if you take those pronouns out and switch them to the formal “you”. God always speaks to us in the INTIMATE CASE. And, He lets us address Him in the intimate case, too. Look at the Lord’s Prayer. THY Name. THY Kingdom. THY Will. Do you want to speak to God not as “Abba”, but as you would a judge? Do you want God to speak to you not as His child, or His brother or His spouse, but as a stranger? While He is straining to love you, do you really want to address Him as if He is a total stranger?

Yeah, words are hard. Cry me a river. How about we leave the thees, thys and thous exactly where they are. Mmm-kay? Thanks.

† Our Father, who art in heaven, hallowed be thy Name. Thy kingdom come. THY WILL BE DONE, on earth as it is in heaven. Give us this day our daily bread. And FORGIVE US OUR TRESPASSES, as we forgive those who trespass against us. And lead us not into temptation, but DELIVER US FROM EVIL.

For Thine is the kingdom and the power and the glory, forever and ever. Amen †

Meet St. Maurice, or Mauritius. You need to know ALL about him. St. Maurice was the leader of the elite Roman Theban Legion headquartered in Egypt. The Theban Legion was comprised of 6,666 men, who all converted, with their commander Maurice, to Christianity en masse late in the Third Century. Emperor Maximian (same Maximian as discussed yesterday) ordered the Theban Legion from Egypt to France in order to put down a peasant revolt. Ahem. Cough.

St. Maurice, pray for us, and especially for all servicemen who find themselves today serving under a psychopathic tyrant bent on the persecution of Christians. Ahem. Cough. Amen.

It is pretty clear that we’re all on a clock here. I hear the ticking both in the macro context of the national and global scene, as well as the micro context of goings-on here at 9175 Kornbrust Circle. So, I’m going to pick up the pace and try to get my list of essay topics written, so that I can go to my fate without regrets of leaving anything that I wanted to say unsaid.

In that vein, a few more words on this entire question of interest and banking.

Understand that on this topic, I am actually in disagreement with the Angelic Doctor himself, St. Thomas Aquinas. That’s hard, but I’m confident. Here is my position on interest in a nutshell:

Money is a representative proxy for man’s ability to reason, labor, produce and create.

Money therefore is a fungible representation of human life.

Personal property is also a proxy for human capacity. Humans exchange their labor and productivity either for direct payment with other commodities, or, most commonly, for money, which they then turn into either consumable commodities OR personal property.

This is why the coveting and/or stealing of another person’s personal property and/or money is specifically prohibited in Seventh and Tenth Commandments. If you steal a man’s property or money, you are stealing the part of his life, labor and capacity that the property or money represents. If you covet another man’s property, you are begrudging him the right to be compensated for his labor and/or creativity, and thus his sovereignty and human dignity.

Money and property are therefore interchangeable concepts.

If a person purchases a tract of land and agrees to let it to a tenant for a year, the landowner is paid for the TIME VALUE of the productivity of the land for the year in which the tenant has possession and use of the land, and the landowner necessarily surrendered by virtue of the lease.

Money has time value just as the land has time value. If a man lends another man money for a year, which is simply a different, more fungible form of property, upon returning the money to the lender after one year of possessing and using the money and reaping the productivity of the money, why shouldn’t the lender be paid a fair rent on the money in exactly the same way that a landowner is paid a fair rent on his land?

To deny interest on money, which is a proxy for human capacity and productivity, is to deny that human life has any time value. To deny that human life has any time value is to deny that human life has any value at all, since all human life exists traversing through time at the precise rate of one second per second. Hence, wages are paid as a function of TIME, per hour, per month or per year.

Now that we have that pinned down, we can move to the question of fractional reserve banking and the creation of money in the banking system. Many anti-interest people argue that money should not be created and that the money supply should remain static. This is false. In a healthy, Godly society, people reproduce in excess of the replacement rate and the population increases. As the population increases, so does the human capacity to reason, produce labor and create as a function of time.

A population of 10,000 people has more productive and creative human capacity than a population of 2500 people. If the money supply remained static as a population grew from 2500 people to 10,000 people, the same number of dollars (or whatever unit) would have to represent the larger pool of creative and productive capacity. Therefore, each dollar would serve as a proxy unit of exchange for more and more human capacity. Thus, the dollar would be worth more and more with the passage of time and the resulting multiplicative increase in the population. And remember, a multiplying population is a good, good thing. See Genesis 1:28.

When a currency increases in value per unit, this is called DEFLATION. Persistent deflation is bad because it stifles investment and growth. If you know that your dollars will be worth more tomorrow than they are today, and worth more next month than this month, and worth more next year than this year, you will be incentivized to hold your dollars and not invest, or even spend. This will eventually strangle an economy to death.

In order to have a truly stable economic and monetary system, the money supply must grow in proportion to the population. Since human beings are themselves the “gold”, or the “wealth” of a nation, as the population multiplies, so too must the amount of money in order to keep the buying power of that money stable.

The smoothest way to accomplish this is via the fractional reserve banking system, with
A.) significant, strictly enforced reserve requirements,
B.) “One Dollar of Capital” daily marking-to-the market of bank assets with full dollar-for-dollar backing of any shortfall or of any unsecured loans by bank owners and investors
C.) the total, complete elimination of branch banking and bank holding companies (Yay!)

The alternative method of controlling money supply would be a central bank, and I think we can all agree that that little experiment has been tried, failed miserably, and proven that Central Banks are nothing more than a cesspool of scoundrels and aspiring tyrants.

I’ll leave it to others to discuss such in-depth topics as the use of reserve requirement adjustments to fine-tune the money supply, and to navigate the natural, normal, albeit less pronounced cycle of economic expansion and contraction that is organic and intrinsic to ANY economy.

Banking requires the charging of interest in order to cover the intrinsic default risk. Defaults WILL happen in lending. This is one of the main components of a bank’s cost structure. This cost MUST be covered, or else banking is, by mathematical definition, impossible. Any argument to the contrary is thus irrational, and then we’re done talking.

Bank depositors, as the primary source of loan funds, are also entitled to compensation for the time value of their money, as discussed above.

Finally, interest is also necessary because money DOES erode whenever the economy is in a period of expansion, which is inevitable as healthy economies operate in a pseudo-respiration cycle of inhaling (expansion) and exhaling (contraction). The net, over time, is GOOD HEALTH, GROWTH and THRIVING – just as with an individual person. Thus interest rates would modestly increase in periods of expansion, thus keeping growth from exceeding the natural growth in the population, and conversely interest rates would fall during contraction, thus preventing a strangling deflation.

I love Aquinas as much as the next girl, but on the question of interest, I will need to have every single point made above refuted with clear reason, logic and mathematics, and not merely with the sentiment of “Dirty Jooooo Bankers!” anti-Semitism or ridiculous “interest isn’t NICE – can’t we just be NICE and give people money for free?”

Caritas (charity/love) PROCEEDS FROM The Logos. Logic and reason (of which mathematics is a subset) have primacy over charity. Deny that, and you deny the Trinity.

But what do I know. I’m just a mindless Catholic woman who checks her brain at the door when I put on my second-class citizen chapel veil of misogynistic, slackjawed submission. Eyeroll.

Concluding aside: Now do you understand why the Magi brought GOLD as a gift to the Baby Jesus? The Gold wasn’t just a crass gift of jewelery or coinage. The gold represented the gift of mankind offering his capacity to labor, produce, reason and create BACK to God Himself who is the Source of all life and creation, the Driver of all human capacity, and Who is Reason Itself.

† Our Father, who art in heaven, hallowed be thy Name. Thy kingdom come. THY WILL BE DONE, on earth as it is in heaven. Give us this day our daily bread. And FORGIVE US OUR TRESPASSES, as we forgive those who trespass against us. And lead us not into temptation, but DELIVER US FROM EVIL.

For Thine is the kingdom and the power and the glory, forever and ever. Amen †

On the left is St. Nestor, manfully gripping TWO ASSAULT WEAPONS, a spear in his right hand, and his sword in his left hand. In the year 306 AD, St. Nestor being fed up with the gladiatorial persecutions under the brutal emperor Maximian, in particular a certain gladiator henchman named Lyaeus, after being blessed by his imprisoned bishop and teacher Demetrios (right), ran to the local colosseum and voluntarily jumped into the ring with Lyaeus, and proceeded to beat the pagan to a pulp with his bare hands, and then manfully slew the brute before the eyes of the enraged emperor Maximian.

Do you know why the Church persevered, grew exponentially, and eventually conquered the Roman empire in the first four centuries? It is because the bishops of the day, by the grace of God, were MEN; not simpering, politicking, heretical, faithless, effete little pantywaist perfumed princes as we are cursed with today. These bishops today are themselves God’s punishment and chastisement upon all of us. They need to be told that. All day, every day. EXCELLENCIES, YOU ARE A PUNISHMENT AND SCOURGE UPON THE BODY OF CHRIST.

This is a Russian film from 2008 called “Admiral”. It is the true story of Admiral Aleksandr Kolchak, a WWI naval hero and faithful son of Russia and the Tsar. He led the “Whites” in the counter-revolution against the Communists, and was killed after he got double-crossed and sold out by the French and … guess who … the Americans. Woodrow Wilson was an antichrist.

The acting and action scenes are very good and some are downright moving. Great filmmaking. It is important to see how people were slaughtered by the Communists, because we’re ramping up to the same thing here. Russia went from everyone being on the same team with a highly sophisticated culture to people being lined up and shot by their fellow countrymen almost overnight.

The downside of this movie is the adulterous love story plot, but it is true. There was a totally stoic acceptance of adultery in that culture, and there still is Europe. The French are notorious for just accepting adultery by both spouses as part of life. Sad, sad, sad.

It is in 12 parts on YouTube. I’ll embed part one, and if the subsequent chapters don’t come up, just go to YouTube and do a search for “Admiral 2/12”, “Admiral 3/12”, etc. The YouTube channel that posted this is “IgorAdmiral”.

Isn’t it amazing that this anti-Communist, pro-monarchy, pro-Christian movie could only be made in RUSSIA today? This movie would never, ever be made in America. No way. Kruschev was right.

You never, ever flinch. Ever.

Sigh.

This entry was posted in Uncategorized on January 11, ARSH 2013 by Ann Barnhardt.

† Our Father, who art in heaven, hallowed be thy Name. Thy kingdom come. THY WILL BE DONE, on earth as it is in heaven. Give us this day our daily bread. And FORGIVE US OUR TRESPASSES, as we forgive those who trespass against us. And lead us not into temptation, but DELIVER US FROM EVIL.

For Thine is the kingdom and the power and the glory, forever and ever. Amen †

St. Michael the Archangel in the classic “I’ve had just about enough of your crap” pose, preparing to manfully slay Lucifer with an ASSAULT WEAPON, outside of the Church of St. Michael the Archangel in Vienna.

Because when it comes down to brass tacks, there are people in this world that just need killing. Real men step on the heads of such fiends and get the nasty business done.

I was officially foreclosed upon on December 28th on my home/office here on Kornbrust Circle. The final nail in the proverbial coffin was actually the fact that I couldn’t provide a 2012 tax return – due to my tax strike. Not only had I never missed or been late on a payment EVER on any property, up until the fall of 2012, I had actually always set up my mortgages to OVERPAY each month, which always knocks years and years off of the repayment time.

If you have been reading Market-Ticker.org for any length of time, you have heard all about the sleazy, illegal foreclosure mess, and the fact that banks are foreclosing on properties which they DO NOT OWN OR HOLD THE MORTGAGES ON.

Well, I’ve got EXACTLY that going on right here. The mortgage was originally through Wells Fargo back in 2007 when I bought this condo to be my offices. Before that I was renting a beautiful office space in the penthouse of one of the high-rises in the Denver Tech Center. We were on the west-northwest corner, and let me tell you, the views were JAW-DROPPING; the entire Front Range in panorama. BUT, I realized after 18 months there that I could buy a condo and have the mortgage be something like $750 per month less than my rent in the highrise, and my employees could bring their kids, we would have a full kitchen, and have all kinds of space for expansion. My long-term plan was to eventually bring in a commercial grain broker, currency broker, and an equities/metals guy and have a really pleasant, easy-going Christian introducing brokerage. THANK GOD I never did it. I wonder if I would have had the fortitude to shut down after MF Global if I had other brokers whose livelihoods I would also have been responsible for. Would I have put a misguided concern for employees above the well-being of the clientele? Would I too have gone into denial about the destruction of the financial markets? I’d like to think not, but we’ll never know.

By the way, for clarity, I never intended to actually LIVE here at Kornbrust Circle. This was, and still is in my mind, “The Office”. I had a big, lovely house that I put on the market the night Obama was elected in November 2008 that I was able to sell (thanks be to God) in July of 2010. That property has devalued well into the six-figures in the last 2.5 years. I feel bad for the folks that bought it.

Anyway, below is the letter that I received from the law firm handling the foreclosure. Look at item two. It says:

The current creditor to whom the debt is owed is Wells Fargo Bank, N.A. The loan is serviced by: Wells Fargo Home Mortgage.

Okay. This is what Denninger and all of these other people are talking about. That statement is a lie. Wells Fargo is NOT the creditor to whom the debt is owed. In September of 2010, Wells Fargo started calling me AGGRESSIVELY, pleading with me to refinance my mortgage. After getting numerous assurances that it would cost me nothing, I agreed. In fact, I used the reduction in the interest rate from 2007 to 2010 to shorten the term of the mortgage, while keeping the same monthly payment, which for me also included an additional principal payment. And, it didn’t cost me anything. Fine. No problem.

Well, about two weeks later, what do you think arrives in the mail? A letter from Freddie Mac stating that Wells Fargo had sold my mortgage to Freddie. Wells Fargo was using the refi market as an impetus to dump as many mortgages as possible onto the United States government – and taxpayer.

If you would like proof of this, I got you covered.

GO TO THIS WEBPAGE and fill in the data for my property here on Kornbrust Circle.

First Name: Ann
Last Name: Barnhardt
House Number: 9175
Street Name: Kornbrust
Street Suffix: Other
City: Lone Tree
State: CO
Zip Code: 80124
Last Four Digits of Social: 5796
I authorize and give my full consent for anyone to view the data.

What you will get is a page that says:

Yes. Our records show that Freddie Mac is the owner of your mortgage and it was acquired on October 13, 2010. This date is also referred to as the Freddie Mac settlement date.

See the problem? Wells Fargo is NOT the creditor to whom the debt is owed, and thus they have no standing. But, since the Rule of Law is dead, third parties can now collect debts which they are not owed. In other words, all contracts and contract law are now void, and all that matters is who you know within the government.

This is the same phenomenon seen in the MF Global bankruptcy, except in reverse. I recently Tweeted that the bankruptcy judge ruled that none of the MF Global customers have standing as creditors. These oligarch cronies can arbitrarily declare CLEAR, OBVIOUS creditors as having no standing, while giving “creditor” standing to megabanks that have NO creditor standing at all. That’s the point I’m trying to make here.

Now to the baby. Why am I in this pickle at all? Why do I have a mortgage at all? I should have paid this place off, right?

Back in 2008 my realtor approached me and told me that she was pregnant (out of wedlock, of course), and that she herself was in foreclosure on her home. She indicated that if she didn’t find a short-sale buyer she would “have to” abort the baby. She had previously murdered two of her pre-born children in what she referred to as “procedures”. She told me that her mother was coming to live with her, and that between the two of them they would easily be able to pay rent to cover the mortgage payment and take care of the baby.

I bought her house. I effectively ransomed the life of the child.

She made a few sporadic payments on cash loans she took out from me, but rent was never paid.

I carried these squatters for 50 months, while the house itself devalued by 45%.

I finally was able to evict them this past summer after I discovered via a Google search that she had been convicted of embezzling $250,000 from a State Housing Authority. For that, she got a slap-on-the-wrist probation sentence. I contacted the probation office and her probation officer basically executed the eviction.

Now to the moral of the story. The baby in the picture, who is now a four year old boy, would, in all likelihood, be dead if I hadn’t eaten this $125,000++ that his mother consciously swindled from me. He is being raised in a home by a sociopathic, con-artist hustler mother, in the Godforsaken hip-hop culture. The chances are that he is going to end up being a fornicating, lying, cheating, moocher just like his family. And I ransomed his life, and am now in foreclosure myself partially because of it. Losing my brokerage income certainly contributed, but I wouldn’t be in this mess, upside-down with no traction of my own, if I had that $125k back.

Was it worth it?

You’re damn right it was worth it. The Holy Spirit willed and executed that baby’s conception and knit him together, molecule by molecule, in his mother’s womb. There is a CHANCE, albeit a slim one, but there is definitely a CHANCE that that baby could attain the beatific vision, somehow, someway through the grace of God. Or his children. Or their children. Or their children. Is $125k worth that? Am I content to be a tiny cooperator in that potentiality, even if it hurts really, really bad here on earth?

Yes. Hopefully, if I make it, I’ll get to meet those people in heaven. That would be pretty cool.

For My thoughts are not your thoughts: nor your ways My ways, saith the Lord. For as the heavens are exalted above the earth, so are My ways exalted above your ways, and My thoughts above your thoughts.
Isaiah 55:8-9