Nothing Is Certain

There Are No Guarantees

You Are Solely Responsible For Your Decisions

Barnhardt.biz includes information from sources believed to be reliable but no independent verification has been made and Barnhardt Capital Management, Inc. / Ann Barnhardt do not guarantee its accuracy or completeness. Barnhardt Capital Management, Inc. / Ann Barnhardt are not responsible for technical, hardware or software failures of any kind. Opinions expressed are subject to change without notice. Barnhardt.biz should not be construed as a request to engage in any transaction involving the purchase or sale of a futures contract and/or commodity option thereon. The risk of loss in trading futures contracts or commodity options can be substantial, and investors should carefully consider the inherent risks of such an investment in light of their financial condition. Barnhardt Capital Management, Inc. / Ann Barnhardt are not responsible for any trading decisions made by visitors to Barnhardt.biz. Any reproduction or retransmission of the contents of Barnhardt.biz without the express written consent of Barnhardt Capital Management, Inc. / Ann Barnhardt is strictly prohibited. The data contained herein is subject to revision. Any third party opinions regarding the contents of Barnhardt.biz are not necessarily those of Barnhardt Capital Management, Inc. / Ann Barnhardt. Due to the volatile nature of futures markets, the information contained herein may be outdated upon its release

Except as otherwise noted, the content of the Barnhardt.biz Web Site, including but not limited to text, graphics and icons, are copyrighted materials of Barnhardt Capital Management, Inc. and contain trademarks, service marks and trade names of Barnhardt.biz and Barnhardt Capital Management, Inc. ALL RIGHTS RESERVED. You may use the content to learn about, evaluate or acquire services or products of Barnhardt Capital Management, Inc. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Barnhardt Capital Management, Inc.

Barnhardt Capital Management, Inc. (BCM) recognizes that The International Money Laundering Abatement and Anti-Terrorist Financing Act of 2001 (“Act”) imposes important new obligations on all financial firms for the detection, deterrence and reporting of money laundering activities. Under the Act, money laundering is defined as any financial transaction using income derived from criminal activity including, but not limited to, drug trafficking, fraud, illegal gambling and terrorism. BCM has established the following policies to ensure thorough compliance with all laws and regulations regarding money laundering. Prior to the opening of any new account, BCM shall document the identity, nature of business, income, source of assets, and investment objectives of each prospective customer. Accounts for persons or entities from countries that do not cooperate with the Financial Action Task Force (FATF) guidelines on money laundering shall be subject to a heightened level of scrutiny. Accounts in the name of, or related to, any person or entity on the Office of Foreign Asset Control (OFAC) Specially Designated Nationals and Blocked Person list shall not permitted. On an ongoing basis, BCM shall review account activity for evidence of suspicious transactions that may be indicative of money laundering activities. This review may include surveillance of: 1) money flows into and out of accounts, 2) the origin and destination of wire transfers, 3) non-economic transactions, and 4) other activity outside the normal course of business. BCM shall comply with all trade and economic sanctions imposed by OFAC against targeted foreign countries and shall cooperate fully with government agencies, self-regulatory organizations and law enforcement officials. As provided by the Act, BCM may supply information about former, current or prospective customers to such bodies.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying accounts.

At BCM we value our customers, and maintaining customer trust and confidence is our highest priority.

While it is necessary that we obtain accurate and current information about our customers in order to provide the highest level of customer service, we are dedicating to protecting the privacy and confidentiality of our customers’ information.

BCM WILL NEVER SELL CUSTOMERS’ PERSONAL INFORMATION TO ANYONE. We will not use or distribute your personal information in any way without prior notification to you. We promise we will uphold the privacy policies and procedures as set forth below.

INFORMATION WE COLLECT ABOUT OUR CUSTOMERS

The personal information we collect from you comes from information you supply to us in account opening applications (whether written or electronic), or in other forms you may provide to us. This information may include your name, address, social security number or tax identification number, and financial information about you. Information regarding your transactions with us, including your trading history at BCM, your history of meeting margin calls or your use of the various services and products we provide.

Information about your credit history and information we may receive from our Futures Commission Merchant. “Cookies” are small text files consisting of encrypted information assigned to a computer’s browser. Cookies do not collect or transmit your personal information. For users of the non-public areas of our website or electronic trading platforms that require a User ID or password, BCM may use cookies to identify you so that you do not have to input your password multiple times as you navigate our site. BCM may also use cookies for administrative purposes, such as to maintain security on our site.

INFORMATION WE MAY DISCLOSE

We may disclose information about current or former customers in order to cooperate with legal or regulatory authorities or pursuant to a court order or subpoena.

We may also disclose personal information as necessary to perform credit checks, collect debts, enforce our legal rights or otherwise protect out interests and property.

SECURITY

BCM IS COMMITTED TO PROTECTION OF YOUR PERSONAL INFORMATION AND TO PROTECTING YOUR PRIVACY.

Only authorized BCM employees or agents will have access to your personal information. All of our employees, affiliates and service providers are held to the highest standards of privacy and security.

If this privacy policy is changed you will be notified through the Company’s web site or in other appropriate ways.